The crime of misuse of credit cards is one of the most common crimes recently. This crime; It covers many crimes such as illegal use, production, transfer of bank or credit cards, and acceptance of counterfeit card use. This crime is also known as credit card fraud. The crime of abuse of credit and debit cards has been examined and regulated under the title of Crimes in the Field of Information in the Turkish Penal Code. Cyber crimes generally include crimes that can be committed with any electronic device that can be connected to the Internet, such as computers, phones, tablets.
Although the abuse of credit cards is divided into many areas, it is generally gathered under three headings:
As the crime of abuse of credit card can be committed in many different ways, it will be simpler to examine and understand it by classifying it. Using it by seizing someone else’s credit card; In cases where the credit card holder does not consent, the person who commits this crime uses it for himself or for someone else, which is one of the definitions of crime. At this point, it does not matter how the person who committed the crime obtained his credit or debit card. The important thing is that a use has taken place without the consent of the cardholder. Moreover, this crime can be committed even with the consent of the credit card holder. Depending on this situation; Taking someone’s bank card with permission but using it without permission is one of the situations that constitutes a crime.
Another situation that constitutes a crime in the use of credit cards is that the credit or debit card is stolen and used by someone else (theft is committed), the bank card or credit card is found at any point and used again without permission, bank ATM devices are not used. Capturing the card by setting up and using it later are other important points that are considered a crime. However, according to the article of benefiting by using fake credit card; Using the credit card of the person who committed the crime is not sufficient to be punished. In order for this situation to constitute a crime, he or she must obtain benefits for himself or someone else by using the credit card. If the perpetrator has not made a transaction with a credit card or has not benefited anyone; This is seen as an attempted crime, not a crime. Therefore, this person is not punished for committing the crime, but for attempting a crime.
Antalya IT lawyer You can direct your questions to us about crimes such as credit cards.
